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Strategies for Managing Credit Card Payments By Ernie Schell Like many technologies, managing e-commerce credit card payments has become commoditized. With the methods used to manage authorizations and charges now routine and standard, and with hundreds of vendors vying for your business, costs have plummeted to near rock-bottom levels, as well. Nevertheless, handling credit card payments in any medium is always fraught with its share of challenges—preventing fraudulent charges and theft of credit card data chief among them—and the details, though manageable, require close attention. The following explanations are simplified, covering the most important details you need to know. Authorizations vs. Charges When a

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