Albuquerque, N.M.

Heather Fletcher is senior content editor with Target Marketing.

The U.S. Postal Service is offering a $20,000 early retirement incentive to eligible employees in its bid to slash 7,500 positions, and it also is closing seven district offices, the agency announced Thursday. The buyout offer will be available to career non-bargaining employees in targeted groups at USPS headquarters, headquarters-related field units, area offices and customer service district offices, the announcement states. Anyone wanting to take advantage of the offer must begin the optional retirement process or submit a voluntary resignation by April 25. The money will be paid out in two $10,000 installments, split between this November and

When Charter Bank launched a retention program for its residential mortgage customers nearly three years ago, little did it know how significant this initiative would be in positioning the firm to weather one of the worst housing markets since the Great Depression.

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